Health insurance companies in Australia

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Health insurance companies in Australia – Top 20 best largest, private, biggest, major health insurance companies in the open and restricted categories in New South Wales, Queensland, South Australia, Tasmania, Victoria, Western Australia, Northern Territory and Australian Capital Territory in Australia

List of top 20 best health insurance companies in Australia !

Medibank private limited

They are Australia’s largest provider of private health insurance and health solutions. Each year, they pay billions of dollars worth of hospital and allied health claims and directly deliver almost 600,000 clinical services, helping millions of Australians live healthier, fuller lives. Their members also depend on them for other insurance needs, including access to travel insurance for domestic and international travel, life and trauma insurance and pet insurance.

Their Mi Health initiative gives members exclusive access to a telephone-based nurse 24/7, personal support when in hospital, an online health hub and mobile health apps for smart-phones.

Bupa Australia Pty limited

As a leading healthcare organisation in Australia and New Zealand, they are well placed to support and look after you and your family’s health. Today, they proudly look after the needs of more than three million people in Australia and New Zealand. They understand their members and the importance of helping to manage their health for the long term. That’s why they aim to provide you with the best advice, support, care and treatment to help you find what’s right for your needs. They have a range of healthcare services to help you live a healthier life.

HCF

As Australia’s largest not-for-profit health fund, they seek to return the highest benefits back to members, not shareholders. And they have the figures to prove it. They returned 91 cents in the dollar in benefits compared to an average of 85 cents for other health funds in the 2012 financial year. This means you get more value with HCF. Canstar, one of Australia’s leading independent rating agencies, has awarded them, the top national award for outstanding value health insurance four years in a row.

Australian Unity Health limited

Australian Unity is a national healthcare, financial services and retirement living organisation providing services to more than half a million Australians. As a mutual company with a 173 year history, Australian Unity has developed a strong focus on taking care of members. This purpose was forged in previous centuries when governments did not provide the social and welfare services that many Australians now take for granted.

They are a diversified group of businesses offering healthcare, financial services and retirement services to more than 300,000 members and more than three quarters of a million customers nationwide. They employ more than 2,000 staff in various locations across Victoria, New South Wales, South Australia and Queensland. Their products and services are designed to enable customers to achieve a sense of wellbeing.

CUA Health Limited

If you’re looking for health cover, CUA Health has been helping Australians care for their health since 1976. They’ve put 40 years’ experience into creating health insurance that offers more to help you care for the ones you love – like value-for-money Hospital and Extras cover that’s right for you. It’s also easy to switch to CUA Health as you won’t have to re-serve any waiting periods. On some extra covers, additional benefits help reduce or eliminate the cost of dental care. For routine dental services, to a value of $250 per visit (with no gap to pay), one visit every year for adults (two visits for dependents under 23).

CUA Health offers access to a scheme that helps you reduce or, in many cases, eliminate potential out of pocket medical expenses. If you like the look of CUA Health’s simple approach to health insurance, making the switch from your current provider is easy. They’ll break the news to your other provider, cancel your policy and transfer over any served (or partially served) waiting periods to your new policy. To ensure you’re confident in your decision, CUA Health also offers a 30 day cooling off period. If you change your mind, let them know in writing and they’ll refund any money you’ve paid so long as you haven’t yet made a claim.

HBF Health limited

With more than 900,000 members they have been supporting the health and well being of Western Australians for over 70 years. Their focus on members has made them one of WA’s most highly regarded organisations. This focus has resulted in excellent services and low premium increases. In 2011/12 HBF Health paid out over $1 billion in health claims or over $4 million in health claims each working day.

Today they are proud to be WA’s leading health insurer and one of the leading providers of home, car and travel insurance. They have more than 880 employees at 19 branches and in their head office.

NIB Health Funds limited

NIB is a leading financier of the nation’s healthcare spending with a reputation for innovative products, value for money, outstanding customer service, corporate social responsibility and strong shareholder returns. Established over 60 years ago, nib has experienced significant national market growth since 2002.

NIB is one of Australia’s fastest growing health insurers providing health and medical insurance to over one million Australian and New Zealand residents. In 2014, nib launched nib Options, a cosmetic surgery and dental service which offers Australian consumers treatment from highly reputable clinical specialists in accredited facilities both in Australia and overseas.

Grand United Corporate Health

GU Health specialises in corporate health insurance. They’re focused solely on providing innovative health insurance products to corporates, identifying your company’s unique needs to deliver a tailored experience and expert service you can depend on. GU Health is committed to supporting your efforts to improve productivity and engagement through positive health and wellbeing practices in the workplace. They ensure your employees have the privilege of generous benefits, above the industry average, and that they have access to a wide range of healthcare services and programs.

GU Health is a signatory to the Private Health Insurance Code of Conduct. The code is designed to help you so you have clear information and transparency in your relationship with them. At GU Health they understand that the security of your personal and health information is important to you. That’s why they adhere to ISO27001, a globally-recognised standard for maintaining their Information Security Management System (ISMS).

Teachers Health Fund

Teachers Health Fund is a national private health insurer, providing quality products and services to over 115,000 members throughout Australia. The Fund was established in 1954 by the New South Wales Teachers Federation to provide members with access to quality health insurance services. This focus now extends to education union members throughout Australia including teachers, academics, support staff and the broader communities in which they operate.

Teachers Health Fund’s hospital products not only give you a choice of private hospitals, but also the choice of your own doctor or specialist. The government’s Medicare levy surcharge means if you are single and earn more than $88,000 a year or a couple/family earning more than $176,000 per year, you will have to pay more tax if you don’t have private hospital cover.

Health Care Insurance Limited

Health Care Insurance (HCI) has been providing great value for money health cover since 1938. HCI is a company limited by guarantee entirely owned by their members, and exists solely for the benefit of members. As a not-for-profit private health insurer, they are proud of the high level of personal service provided to members and the comprehensive range of health insurance options offered at very competitive rates. HCI cover is designed to provide peace of mind to members – offering access to the very best in hospital care and other health care services including dental, optical, physiotherapy, chiropractic and many more.

GMHBA limited

GMHBA offers affordable health cover solutions and personalised customer service to local families. GMHBA is an Australian not for profit health fund with more than 80 years’ experience. Through their personalised approach and exceptional customer service, they put the health and wellbeing of members and communities first.

They are proud to be the health insurer of choice for more than 200,000 Australians and they focus on creating value for every community in which they serve. GMHBA has a health insurance membership that suits your needs and budget. GMHBA is the fourth largest health insurer in Victoria and the ninth in Australia. Their focus is never about scale or products but the value they provide to each and every member.

Defence Health limited

Defence Health has remained committed to supporting the members and families of the Australian Defence Force and the wider Defence community since 1953. Today they provide health cover for more than 200,000 people in the Defence community and continue to grow. All policies include 100% cover for ambulance services by state-appointed ambulance providers across Australia. And there’s no limit on the number of times you can use the ambulance service when needed.

Health Partners

On October 1 1937, the organisation officially opened up for business as the South Australian Public Service Association Hospital Fund. Their core business was to provide Hospital Cover to members of the South Australian Public Service Association and their families. Seventy five years on, they have never been in better shape – as the largest South Australian-based health fund, they have membership now totalling over 38,000, covering more than 80,000 people.

Today, they proudly boast South Australia’s largest private dental practice known as Health Partners Dental. They own and operate four optical centres and provide a network of 50 participating pharmacies and 45 physiotherapy partners. Despite growth and changes in the industry, they proudly remain a not-for-profit and mutual health fund – a health fund that’s run to benefit members.

Westfund Limited

Westfund Health Insurance is a regional, not-for-profit health fund with locations across NSW and Queensland. Westfund is a wholly Australian-owned and operated fund with a presence in towns and regional cities across the two states. They employ over 180 staff across their operations, the majority at their head office in Lithgow, NSW.

They are present in regional localities across NSW and Queensland, in conjunction with Eye care and Dental operations. Their Provider of Choice Network is a group of dental, physiotherapy and optical providers who are committed to providing exceptional treatment to members while lowering or eliminating out-of-pocket costs for Extras services on preventative dental, physiotherapy and optical treatments.