List of supplemental insurance providers in the USA – Top 10 best companies for supplement insurance includes insurers in Texas, Florida, California, New York, MA, Illinois and Michigan in USA.
Supplemental insurance is extra or additional insurance that helps you pay for things your standard insurance doesn’t cover. When you choose supplemental insurance plans, cash benefits are paid directly to you so you can use the money to help pay for out-of-pocket medical costs, lost wages or other unexpected expenses due to illness or injury.
List of top 10 best supplemental insurance providers in the USA
Allstate
The Allstate Corporation is the largest publicly held personal lines property and casualty insurer in America. Allstate was founded in 1931 and became a publicly traded company in 1993.
You may have health insurance through your employer, but it may not be enough to cover out-of-pocket expenses associated with health conditions. That’s where supplemental health insurance can help.
The right coverage can help with doctor bills, hospital stays and even nonmedical expenses like child care and transportation if you’re dealing with an accident, disability, cancer or critical illness. It’s a simple way to help keep you and your family financially secure.
Assurant
Assurant delivers high-quality, specialty insurance and protection products for consumers and clients – a commitment upheld for more than 120 years.
How can you ever feel protected when life is so unpredictable? Assurant Supplemental Dental, Accident and Critical Illness Insurance can help. You can customize protection for your family’s specific situation and fill in gaps to get the coverage you need.
Their supplemental insurance plans allow you to see any healthcare professional necessary, should the need arise. Assurant offers a range of options to address your greatest concerns before they become problems. Your focus should be on getting better, not on paying bills.
Colonial Life & Accident Insurance Company
Headquartered in Columbia, South Carolina, they offer a wide range of financial protection options, helping more than 3 million people in nearly 80,000 companies.
Their hospital confinement indemnity insurance provides a lump-sum benefit for a covered hospital confinement or covered outpatient surgery to help offset the gaps caused by costs that aren’t covered by most major medical plans.
In addition, this type of coverage can help you provide employees with a soft landing if you need to move to a major medical plan that has higher out-of-pocket costs.
Combined Insurance
Unexpected accidents and illnesses happen. When they do, it can leave you and your family vulnerable to out-of-pocket expenses that standard insurance does not cover. Supplemental insurance benefits reduce the worry about how you will pay for those expenses. With less worry, it’s easier for you to focus on getting well.
When a major illness touches your family, supplemental health insurance helps you pay for some of the costs associated with recovery. Their Critical Care Protector and Cancer Care Protector offerings are two ways Combined Insurance can help protect your family when needed.
Conseco
CNO was incorporated in 1979, began operations in 1982, became a public company as Conseco, Inc. in 1985 and changed its name to CNO Financial Group, Inc. in 2010. Today, they serve more than 4 million middle-income working Americans and retirees.
Their subsidiary Washington National Insurance Company is a premier provider of supplemental health and life insurance products for middle-income Americans, founded in 1911 and an experienced leader in the voluntary worksite and individual markets.
Washington National supplemental health insurance can help you handle the costs of critical illnesses, accidents and hospital stays. Plus, their premium-return options can pay you back after a set time if you don’t use your benefits.
Liberty National Life Insurance Company
Liberty National Life Insurance Company has been in the insurance business since 1900. They offer affordable life and supplemental health insurance through in-home and workplace sales.
Their insurance policies are portable, meaning if you move or change jobs, the coverage stays with you.
Their supplemental coverage options include Cancer, Critical Illness, Hospital Intensive Care, Hospital Accident and Accident.
Manhattan Life Insurance Company
Manhattan Insurance Group (MIG) is a group of four operating life and health insurance companies:
The Manhattan Life Insurance Company, Central United Life Insurance Company, Western United Life Assurance Company and Family Life Insurance Company.
Manhattan Life offers life and supplemental health insurance in North America and dollar denominated life products throughout Asia, Central and South America.
Their Medicare supplemental insurance and Medigap policies help you with medical expenses and costs not covered by Medicare.
MEGA Life and Health Insurance
The MEGA Life and Health Insurance Company is a member of the HealthMarkets Companies. They specialize in offering health and supplemental insurance coverage that can be personalized to fit your needs and budget.
Their supplemental products* can be personalized to fit your needs, budget and lifestyle. And they have benefits that go beyond what our health plans alone provide. Their supplemental coverage options include: Accident Plan Option, Cancer, Critical Illness, Dental, Direct Benefit, Disability and Vision.
Mutual of Omaha
They have been serving the Medicare supplement insurance market for more than forty
years – since Medicare began and have paid more than $12.5 billion in Medicare supplement insurance policy benefits since 1966.
Their Original Medicare covers many health care services and supplies, but there are many costs it doesn’t cover. A Medigap policy is health insurance sold by private insurance companies to fill gaps in Original Medicare coverage.
Every Medigap policy must follow federal and state laws designed to protect you, and it must be clearly identified as Medicare supplement insurance.
State Farm Insurance
State Farm offers nearly 100 products and services, in five different lines of business, to help customers manage today and prepare for tomorrow.
Their Supplemental health insurance can help families deal with the extra costs associated with hospital stays. Things like: Deductibles and co-insurance amounts, private room and private duty nurse fees, extra transportation, lodging, or meals, extra phone calls to friends and relatives and unexpected child care.
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