Best car insurance policies in India – Compare different types, read reviews and do a comparison of the top 10 best auto, vehicle, motor, car insurance policies and plans of government and private car insurers in India and buy the best auto insurance policy online.
Top 10 best car insurance policies in India !
HDFC Ergo Motor Insurance policy
A package Motor Insurance policy would cover Loss Or Damage to the vehicle insured and Loss or damage to your vehicle caused by any one of the following events – Accident by external means, Burglary, House Breaking Theft, Fire, Explosion, Self Ignition, Lightning, Terrorism, Riots, Strikes, Malicious Acts, Transit by road, rail, inland waterways, air or lift, Earthquake, Flood, Storm, Landslide or Rockslide. The policy also covers your legal liability arising out of an Injury / Death of a third party and Property damage of a third party incase of an accident involving your vehicle. With compulsory factors such as third party liability, you can ensure that any damage done to another person’s property by your vehicle will be covered in a claim.
The New India Motor Insurance plan
This policy covers all types of vehicles plying on public roads. The highlight of this policy is that covers all types of vehicles plying on public roads such as Scooters & Motorcycles, Private cars, all types of commercial vehicles and Motor Trade (vehicles in show rooms and garages). A Certificate of Insurance must be carried in the vehicle as a proof of such insurance. Two types of covers are available: Liability only policy – This covers third party liability for bodily injury liability and / or death and property damage (Personal Accident cover for Owner-driver is also included) and also Package policy – This cover loss or damage to the vehicle insured in addition to above. No- claim discounts are available on renewal of policy, ranging from 20% to 50%, depending upon the type of vehicle and the number of years for which no claim has been made.
Bajaj Allianz Motor Insurance policy
Millions of car owners across India trust Bajaj Allianz to insure their car. Along with comprehensive coverage against physical damage, bodily injury and cover against third-party liability, your motor insurance brings to you confidence and peace of mind. All this is backed by their superior claims servicing capability and fast settlement record for vehicles insured by them. Besides the company also offers cashless settlement in over 1500 preferred workshops, hassle free claim settlement, quick and easy online purchase process and 24×7 claims support.
The car insurance policy provides the following key benefits: Receive 75% on account payment when cashless facility is not available and transfer up to 50% of your existing No Claim Bonus from any insurance provider and Towing Facility in an event of a breakdown/accident and instant claims assistance and SMS updates on your motor claim status through their 24×7 call-centers.
ICICI Lombard Car Insurance policy
The key benefits of this policy includes: Immediate policy copy issuance online, If anything happens to your car, remain assured that they are just a call away. With Road Side Assistance cover, you can avail assistance anytime and anywhere, Cashless servicing facility at 3300+ network garages across India, Zero Depreciation Cover – Avail coverage on replaced parts with zero deduction for depreciation. However this endorsement shall be applicable to the first two (2) claims during the policy period, Accidental cover facility for co-passengers up-to Rs. 2 Lac, Avail off No Claim Bonus (NCB)*. This benefit is valid if you haven’t claimed in your old policy. This is also valid if your previous policy was not with ICICI Lombard, Set Renewal Reminder to to receive policy renewal reminders.
Reliance General Car Insurance policy
Drive through Reliance Private Car Insurance to get made-to-order protection for your car at a superb price. The policy benefits include: Renew policy for your Maruti , Mahindra and Hyundai car with their Reliance Private car policy, Calculate the premium using their car insurance calculator, 24×7 Anywhere Assist, a complimentary roadside service whenever you need, Exclusive option to retain the earned No-Claim Bonus even after a claim, Multiple choices of customised add-on covers to give you better coverage, Cashless facilities across 2300+ garages in their network, Quick and hassle-free settlement for your claims.
The other policies that complete this list of top 10 best car insurance policies in India includes
The National Insurance Motor policy
Contact details and address: Middleton Street Kolkata West Bengal Pincode : 700071 Call: 03322831705 /03322831706 Fax : 03322831712.
The Oriental Insurance Motor policy
Coverage period is for a year, however shorter duration covers are also available. If the insured vehicle causes Injury/Death and/or Property Damage to a third party, the legal liability arising out of the same to a third party is covered under liability to third parties.
Contact details and address: Oriental House, A-25/27, Asaf Ali Road, New Delhi – 110002. Toll free: 1800 11 8485.
IIFCO Tokio Motor policy
IFFCO Tokio’s motor insurance comes with total indemnity benefits which provide you motor insurance coverage against riots, fire, theft, explosion, strikes, terrorist activities and malicious deeds, not only this but it protects you from the acts of God as well, like: earthquakes, cyclones, flood, tsunami etc.
Contact details: Toll free 1800 103 5499.
SBI General Motor policy
Contact details and address: “Natraj”, 101, 201 & 301, Junction of Western Express Highway & Andheri Kurla – Road, Andheri (East) Mumbai – 400 069. Toll free: 1800 22 1111.
The United India Motor policy
The company has currently their offices in more than 200 tier II & III towns and in villages through their innovative Micro Offices.
Contact details and address: United India Insurance Co. Ltd., 24, Whites Road, Chennai – 600014
Phone :91-044-28520161.
Notes:
Auto Insurance in India deals with the insurance covers for the loss or damage caused to the automobile or its parts due to natural and man-made calamities. It provides accident cover for individual owners of the vehicle while driving and also for passengers and third party legal liability.
Auto Insurance in India is a compulsory requirement for all new vehicles used whether for commercial or personal use. The insurance companies have tie-ups with leading automobile manufacturers. They offer their customers instant auto quotes. Auto premium is determined by a number of factors and the amount of premium increases with the rise in the price of the vehicle.
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